How to finance a bathroom renovation?

Do you have old, worn tiles in your bathroom that could use replacing? Do you want a corner bathtub there instead of a shower enclosure, but lack the funds? Don't be afraid of anything; you can finance the renovation of your bathroom and other parts of the house through a mortgage.

What awaits you during a bathroom renovation?

The basis of a renovation is a good plan and excellent timing of the individual steps. Don't rush anything; you don't get a new bathroom every day.

What should the new bathroom look like? Choose a style and accordingly select the floor tiles, wall tiles and all the equipment. Adapt your selection to the size of the bathroom and the number of people who will use the new bathroom.
Should the toilet be part of the bathroom, or do you prefer a separate WC?
Do you have enough financial resources, or will you need a mortgage?

Tip: You want your bathroom to be beautiful after renovation, without distracting elements. Along with the choice of tiling, also address the choice of access panels, which aesthetically conceal risers, water meters and other technical elements. The right panels conceal them so that you won't even know about them.

A mortgage for renovation is one of the ways to finance repairs to your home

The prices of new builds are climbing steeply, so it's no wonder that people more often embark on renovating older properties, which are cheaper even though some repairs have to be reckoned with.

Our tip: Minor repairs and conversions can be financed by a loan from a building savings scheme, for which you don't need to mortgage the property; for complete renovations it is more advantageous to use a mortgage loan. You can easily calculate the amount of the instalments using an online mortgage calculator.

What is needed to obtain a mortgage and how to make a budget?

Calculate how large a sum you need for the renovation. Write down the planned scope of repairs, calculate the planned expenses and add something extra as a reserve.
Put together an overview of budget costs, which is an important document when arranging a mortgage for renovating a property.
Provide the necessary documents to the bank, which will check your ability to repay and assess the budget as well as the value of the property being pledged. Did you know that the bank can accept as collateral not only the property being repaired but also another property in personal ownership?
However, make sure to secure a building permit or a building notification.

How to proceed with a bathroom renovation?

The basis is to sort out the finances. Without them you won't move from the spot. But once you've sorted them out, the "more fun part" comes next.

Make a sketch

Clarify the spatial possibilities, find out how large a bathtub or shower enclosure you can afford. Plan where the washbasin, mirror, shelves, washing machine and toilet will go.

Ask the professionals for advice

Not sure what the bathroom partitions should be made of? How to combine the tiling? Where the water should run? Don't be shy and go for advice to the professionals. Once the bathroom is tiled, it'll be too late to address where the drain for the washing machine is.

D-Day has come, the bathroom needs to be cleared out

The first step is to take down the mirror, disconnect the washing machine and the boiler, dismount the washbasin, haul out all the cabinets, shelves and the bathtub.
With a complete renovation, the demolition of the core, the breaking up of floor and wall tiles then comes next.
This is followed by the installation of electrical wiring, heating and taps.
Don't forget about ventilation either, so that moisture doesn't linger in the bathroom.
Then the plumbers and tilers come next.
Hurray, you can already move the equipment inside! Don't forget about lighting either, which can optically enlarge the room and reduce it.